Travel Insurance

Visit USA-HealthCare^TM

The Importance of Visitors Medical Insurance

Every year, thousands of international visitors and immigrants to the U.S. need emergency medical treatment and are unprepared for the high costs involved. Visit USA-HealthCare™ provides illness and accident expense protection, will help you find a doctor or hospital and can pay for treatment.

Coverage is available

International visitors who come to the U.S. for pleasure, business or study and to new immigrants to the U.S. Coverage

High Limit Coverage

Available with Visit USA-HealthCare's™ Optional High Limit Flight and Accident insurance for for those interested in higher accidental death limits.

New! Optional Hazardous Activity Coverage is available

Medical Expense coverage for activities normally excluded from coverage such as motorcycling, scuba diving, skiing and whitewater rafting.

It's easy to enroll in Visit USA-HealthCare^TM

1. Review the Plan Details
2. Click the Buy Now link to enroll
3. Your receipt, Confirmation, Description of Coverage, and ID card will be sent via email

You can choose from two insurance plans, each offering a choice of deductibles. After you pay the deductible per coverage period and 20 percent of the first $5,000 of covered medical expenses per incident, the insurance covers 100 percent of most other health care costs (see brief outline of coverages for details).

Basic Plan Rates

To determine your Visit USA-HealthCare^TM rate, choose Plan A or Plan B and a deductible ($250, $500, $1,000) from the chart below.

*The Medical Expense Benefit Limit for ages 80+ is $10,000.

*The Medical Expense Benefit Limit for ages 80+ is $10,000.

Optional Benefits Rates

• Additional Accidental Death & Dismemberment Coverage
• Hazardous Activity Coverage

This will increase your Basic Plan Premium as follows:
1. Add ONE Optional Benefit - Multiply Basic Plan Premium by 1.20
2. Add TWO Optional Benefit - Multiply Basic Plan Premium by 1.30

InterMedical Insurance^TM

Why Buy InterMedical^TM

1. Every year, people traveling in foreign countries need emergency medical care and are unprepared for the high costs involved.
2. Your present health care insurance or HMO may not pay for medical expenses incurred outside the U.S.; Medicare and most Medicare supplements offer little or no protection outside the U.S.
3. Most U.S. medical policies, HMOs and PPOs do not pay for medical evacuations, a cost that can easily reach $30,000 or more.
4. InterMedical™ provides excellent international medical insurance and medical evacuation coverage, and can help you locate care. You'll have peace of mind for your next trip abroad.

Services provided by...

1. The insurance benefits in this policy are underwritten by The Insurance Company of the State of Pennsylvania, Philadelphia, Pennsylvania, USA, NAIC # 012-19429, a member of the American International Group of Companies.
2. The policy is designed and marketed by Travel Insurance Services, Walnut Creek, CA, a provider of travel/health insurance since 1973.

Low Cost International Medical Insurance and Medical Evacuation

Insurance for as little as $3.25 per day.

Coverage is designed for people traveling outside the US

Also outside their home country, for up to one year.

Instant Delivery of your Confirmation of Insurance by email

when you enroll online

You can choose

from 2 sets of coverage limits, each with a $50 deductible per injury or illness.

AD&D Upgrade

You can add $400,000 Accidental Death and Dismemberment coverage for just $3.00 additional per person, per day.

It's easy to enroll in InterMedical Insurance^TM

1. Review the Plan Details
2. Click the Buy Now link to enroll
3. Your receipt, Confirmation, Description of Coverage, and ID card will be sent via email

Note: Minimum payment is $20.

Optional Additional AD&D

More Accidental Death and Dismemberment (AD&D) insurance can be added to your interMedical^TM Insurance. If desired, this option must be purchased for all travelers listed on the enrollment form and purchased for the entire trip duration, in addition to Basic Plan A or B above.

Study USA-HealthCare^TM

The Importance of Student Medical Insurance...

Every year, thousands of international students in the U.S. and abroad need emergency medical treatment and are unprepared for the high costs involved.

Study USA-HealthCare™ can:
1. Provide illness and accident expense protection;
2. Help you find a doctor or hospital; and
3. Pay for treatment.

Study USA-HealthCare is underwritten by The Insurance Company of the State of Pennsylvania. The Insurance Company of the State of Pennsylvania, a Pennsylvania Insurance Company, has its principal place of business at 70 Pine Street, New York, NY 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC #19429

Coverage is available to:

1. International students registered in U.S. schools
2. U.S. registered students studying outside the U.S.

Meets or exceeds the requirements set by:

1. The Department of State
2. U.S. Citizenship and Immigration Services
3. NAFSA
4. University International Student Departments
5. University Study Abroad programs

It's easy to enroll in Study USA-HealthCare^TM

1. Review the Plan Details
2. Click the Buy Now link to enroll
3. Your receipt, Confirmation, Description of Coverage, and ID card will be sent via email

You can choose...

...from two student medical insurance plans, depending on the Medical Expenses coverage limit you prefer or the limit that your school requires. The choices are: $250,000 or $300,000 per incident.

* The benefit is $10,000 for international students studying in the U.S.

Premium Payment

You can entoll for up to twelve months at one time. You must pay premium in full for your enrollment period.

Refund of Premium

Premiums received by the Program Marketer/Insurance Company will be considered fully earned and non-refundable. Coverage under this Program terminates if a Covered Person enters military service and a pro-rata refund will be made from the date written request is received. Otherwise, no refunds will be made.

More information...

WorldMed^TM Insurance

Flexible, Renewable Medical Insurance for Travel or Living Abroad

WorldMed Features

1. Inbound Coverage - for people traveling to the U.S.
2. Outbound Coverage - for people traveling outside the U.S.
3. Affordable, daily rates
4. Choose from up to 8 deducibles, from zero to $5,000
5. Three plans to choose from (Plan A, Plan B, Lite), featuring various limits and benefits
6. Live Travel—Can assist in re-booking flights and hotel reservations in the event of flight cancellations, delays or schedule changes.
7. Home Country Coverage—Covers you in your home country for incidental visits
8. Can be purchased up to four years (maximum one year per enrollment)

Valuable, New Benefits

1. Felonious Assault Coverage—$15,000 limit
2. Stolen Passport/Visas
   Up to $500 (cost of obtaining replacement passports, travel tickets and other relevant travel documents lost as well as additional travel expenses and hotel accommodations incurred to replace lost travel documents for losses arising out of robbery, burglary, theft or natural disasters such as typhoons and earthquakes.)
3. Emergency Dental for Relief of Pain—$100

Optional Buy-Ups Can Be Added

1. Buy-Up Package–Adds the following:
   1. Hazardous Activities coverage
   2. Personal Security Services–Company will coordinate a transportation should you need a security evacuation to the nearest place of safety
   3. Concierge Services–can make dining reservations on behalf of the customer, assist with scheduling golf tee times and making course recommendations; 24/7 updates on sports scores, assist with obtaining theater tickets
2. Accidental Death & Dismemberment Buy-Up
   Can purchase an additional $500,000 or $1,000 000 of AD&D coverage
3. Accident/Sickness Buy-Up–If you are 70+ you can obtain higher limits of accident/sickness medical
   1. For ages 70-79, the Buy-Up is $100,000
   2. For age 80+, the Buy-Up is $50,000

*The maximum medical benefit limit for ages 70-79 is $50,000 and for ages 80+ is $15,000.

More information...