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SmartSense 2500 (Standard Drug Coverage)
Amounts shown for covered services are your share of costs
In-Network Benefits
     SmartSense 2500 (Standard Drug Coverage)
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Insurance Company 
Plan Type - PPO | HMO | HSA  PPO
Annual Deductible  $2,500 individual; $5,000 family
Annual Out-Of-Pocket (includes Annual Deductible)  $5,000 individual; $10,000 family
Doctor Visit  First 3 visits: $30 copay (deductible waived); additional visits: 30% coinsurance after deductible
Lifetime Maximum  $7,000,000
Inpatient  30% coinsurance after deductible
Outpatient  30% coinsurance after deductible
Maternity  Not covered
Emergency Services  $100 copay(waived if admitted) + 30% coinsurance after deductible
Ambulance 30% coinsurance after deductible
X-Ray & Lab  30% coinsurance after deductible
Annual Check up  30% coinsurance (deductible waived) OR $25 or $75 copay for basic or premium screening at HealthyCheckSM Centers (deductible waived)
Pap Smear/Mammogram   30% coinsurance after deductible
Physical Therapy 30% coinsurance after deductible, plan pays up to $2,500 per year
Acupuncture Not covered
Chiropractic Care 30% coinsurance after deductible, plan pays up to $500 per year
Generic Rx  $15 copay (Tier 1)
Brand Name Rx  Formulary Brand name drugs (Tier 2): $40 copay; Non-Formulary Brand name drugs (Tier 3): $60 copay (after $7,500 Brand name deductible)
Term Life Coverage  Optional
Dental  Optional
Vision  Not covered
Eligibility  Reside in California at least 3 months
Available Effective Date  Any Day
Plan Limitations And Restrictions  PDF
Insurance Company 
QUOTE
  SmartSense 2500 (Standard Drug Coverage)

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